:root{
  --navy:#0d1b2a;
  --navy-2:#13263a;
  --blue:#1f5fa8;
  --blue-2:#2f7ac8;
  --gold:#b79053;
  --ink:#1d2733;
  --muted:#687482;
  --line:#e5e9ee;
  --soft:#f6f8fb;
  --white:#ffffff;
  --shadow:0 18px 50px rgba(13,27,42,.10);
  --radius:18px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  color:var(--ink);
  background:var(--white);
  line-height:1.6;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(var(--max), calc(100% - 40px));margin:0 auto}
.topbar{
  background:#07131f;color:#d7e1ea;font-size:13px;
}
.topbar .container{
  min-height:36px;display:flex;justify-content:space-between;gap:20px;align-items:center;
}
.topbar a:hover{color:white}
.header{
  position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.96);
  backdrop-filter:blur(12px);border-bottom:1px solid rgba(229,233,238,.9)
}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:76px;gap:30px}
.brand{display:flex;align-items:center;gap:12px;min-width:max-content}
.brand-mark{
  width:42px;height:42px;border:1.5px solid var(--gold);border-radius:12px;display:grid;place-items:center;
  color:var(--navy);font-weight:800;letter-spacing:-.04em;font-size:16px;background:linear-gradient(145deg,#fff,#f7f3eb)
}
.brand-text strong{display:block;color:var(--navy);font-size:16px;line-height:1.1;letter-spacing:.01em}
.brand-text span{font-size:11px;color:var(--muted);letter-spacing:.15em;text-transform:uppercase}
.navlinks{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:600}
.navlinks a{padding:28px 0;position:relative}
.navlinks a:hover,.navlinks a.active{color:var(--blue)}
.navlinks a.active:after{content:"";position:absolute;left:0;right:0;bottom:18px;height:2px;background:var(--gold)}
.nav-cta{display:flex;align-items:center;gap:10px}
.btn{
  border:0;border-radius:999px;padding:12px 19px;display:inline-flex;align-items:center;justify-content:center;
  gap:8px;font-size:14px;font-weight:700;cursor:pointer;transition:.2s ease;
}
.btn-primary{background:var(--navy);color:white}
.btn-primary:hover{transform:translateY(-1px);background:#142d46}
.btn-blue{background:var(--blue);color:white}
.btn-blue:hover{background:#184f8e;transform:translateY(-1px)}
.btn-outline{border:1px solid var(--line);background:white;color:var(--navy)}
.btn-outline:hover{border-color:#cbd3dc;transform:translateY(-1px)}
.btn-gold{background:var(--gold);color:#10151c}
.menu-toggle{display:none;background:none;border:0;font-size:25px;color:var(--navy);cursor:pointer}
.hero{
  background:
  radial-gradient(circle at 86% 12%, rgba(183,144,83,.16), transparent 26%),
  linear-gradient(120deg,#07131f 0%, #0d1b2a 57%, #163b62 100%);
  color:white;overflow:hidden;position:relative
}
.hero:before{
  content:"";position:absolute;right:-160px;top:-220px;width:520px;height:520px;border:1px solid rgba(255,255,255,.08);
  border-radius:50%;
}
.hero-grid{min-height:670px;display:grid;grid-template-columns:1.08fr .92fr;gap:60px;align-items:center;padding:76px 0}
.eyebrow{
  display:inline-flex;align-items:center;gap:9px;text-transform:uppercase;letter-spacing:.17em;font-weight:800;
  font-size:11px;color:#d8c099;margin-bottom:18px
}
.eyebrow:before{content:"";width:28px;height:1px;background:var(--gold)}
.hero h1{font-size:clamp(46px,6vw,76px);line-height:1.03;letter-spacing:-.045em;margin:0 0 24px;max-width:800px}
.hero h1 em{font-style:normal;color:#d8c099}
.hero p{font-size:18px;color:#d7e0e9;max-width:710px;margin:0 0 30px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.hero-card{
  background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:28px;padding:32px;
  box-shadow:0 30px 80px rgba(0,0,0,.25)
}
.hero-card h3{margin:0 0 20px;font-size:20px}
.metric-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.metric{
  background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.1);border-radius:18px;padding:22px
}
.metric strong{display:block;font-size:30px;line-height:1.1;color:white;letter-spacing:-.03em}
.metric span{font-size:13px;color:#cbd6df}
.trust-strip{border-bottom:1px solid var(--line);background:white}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.trust-item{padding:28px 28px;border-right:1px solid var(--line)}
.trust-item:last-child{border-right:0}
.trust-item strong{display:block;font-size:26px;color:var(--navy);letter-spacing:-.03em}
.trust-item span{display:block;color:var(--muted);font-size:13px;margin-top:4px}
.section{padding:92px 0}
.section-soft{background:var(--soft)}
.section-dark{background:var(--navy);color:white}
.section-head{max-width:760px;margin-bottom:42px}
.section-head.center{text-align:center;margin-left:auto;margin-right:auto}
.kicker{text-transform:uppercase;letter-spacing:.16em;color:var(--blue);font-size:11px;font-weight:800;margin-bottom:12px}
.section-dark .kicker{color:#d8c099}
h2{font-size:clamp(34px,4vw,50px);line-height:1.12;letter-spacing:-.035em;margin:0 0 16px;color:var(--navy)}
.section-dark h2{color:white}
.section-head p{font-size:17px;color:var(--muted);margin:0}
.section-dark .section-head p{color:#cbd6df}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{
  background:white;border:1px solid var(--line);border-radius:var(--radius);padding:28px;
  transition:.2s ease;position:relative
}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card .icon{
  width:46px;height:46px;border-radius:13px;display:grid;place-items:center;background:#eef4fa;color:var(--blue);
  font-weight:900;margin-bottom:18px
}
.card h3{margin:0 0 10px;color:var(--navy);font-size:19px}
.card p{margin:0;color:var(--muted);font-size:14.5px}
.card .link{display:inline-block;margin-top:18px;color:var(--blue);font-weight:800;font-size:13px}
.feature{
  display:grid;grid-template-columns:.95fr 1.05fr;gap:60px;align-items:center
}
.feature-panel{
  min-height:470px;border-radius:28px;padding:38px;background:
  linear-gradient(145deg,#0c1b2a,#14395d);color:white;position:relative;overflow:hidden
}
.feature-panel:after{content:"";position:absolute;width:300px;height:300px;right:-90px;bottom:-120px;border:1px solid rgba(255,255,255,.12);border-radius:50%}
.feature-panel .big-number{font-size:78px;font-weight:900;letter-spacing:-.06em;color:#d8c099}
.feature-panel h3{font-size:28px;margin:8px 0}
.feature-panel p{color:#ced8e0;max-width:480px}
.checks{display:grid;gap:13px;margin:25px 0 0;padding:0;list-style:none}
.checks li{position:relative;padding-left:28px;color:#3f4b57}
.checks li:before{
  content:"✓";position:absolute;left:0;top:0;color:var(--blue);font-weight:900
}
.process{display:grid;grid-template-columns:repeat(6,1fr);gap:14px}
.step{
  border:1px solid var(--line);border-radius:16px;padding:22px;background:white;min-height:170px
}
.step b{display:inline-grid;place-items:center;width:31px;height:31px;border-radius:50%;background:var(--navy);color:white;font-size:12px;margin-bottom:18px}
.step strong{display:block;color:var(--navy);margin-bottom:7px}
.step span{font-size:13px;color:var(--muted)}
.pill-grid{display:flex;flex-wrap:wrap;gap:10px}
.pill{padding:11px 15px;border-radius:999px;border:1px solid var(--line);background:white;font-size:13px;font-weight:650;color:#394552}
.quote{
  border-left:3px solid var(--gold);padding-left:24px;font-size:24px;line-height:1.45;color:var(--navy);font-weight:650
}
.cta{
  background:linear-gradient(120deg,#0b1926,#173a5e);color:white;border-radius:28px;padding:54px;
  display:flex;align-items:center;justify-content:space-between;gap:30px
}
.cta h2{color:white;margin-bottom:10px;font-size:40px}
.cta p{color:#cfdae4;margin:0;max-width:650px}
.page-hero{
  background:linear-gradient(120deg,#091725,#112d49);color:white;padding:92px 0 82px;
  position:relative;overflow:hidden
}
.page-hero:after{content:"";position:absolute;right:-110px;top:-150px;width:400px;height:400px;border:1px solid rgba(255,255,255,.1);border-radius:50%}
.page-hero h1{font-size:clamp(42px,5vw,64px);line-height:1.05;letter-spacing:-.04em;margin:0 0 18px;max-width:850px}
.page-hero p{color:#cad5df;max-width:760px;font-size:18px;margin:0}
.breadcrumb{font-size:12px;color:#99adbf;margin-bottom:20px}
.breadcrumb a{color:#d5e0e8}
.content{max-width:860px}
.content h2{font-size:34px;margin-top:44px}
.content h3{font-size:21px;color:var(--navy);margin-top:30px}
.content p,.content li{color:#4a5662}
.content ul{padding-left:20px}
.sidebar-box{border:1px solid var(--line);border-radius:18px;padding:24px;background:var(--soft);position:sticky;top:106px}
.sidebar-box h3{margin-top:0;color:var(--navy)}
.list-links{display:grid;gap:8px}
.list-links a{padding:9px 0;border-bottom:1px solid var(--line);font-size:14px;color:#4b5662}
.list-links a:hover{color:var(--blue)}
.two-col-content{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:52px}
.form{
  display:grid;grid-template-columns:1fr 1fr;gap:16px
}
.form .full{grid-column:1/-1}
label{display:block;font-size:12px;font-weight:800;color:var(--navy);margin:0 0 7px}
input,select,textarea{
  width:100%;border:1px solid #d9e0e7;border-radius:12px;padding:13px 14px;font:inherit;color:var(--ink);background:white
}
input:focus,select:focus,textarea:focus{outline:2px solid rgba(31,95,168,.14);border-color:#8fb6dd}
textarea{min-height:120px;resize:vertical}
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:36px}
.contact-card{border:1px solid var(--line);border-radius:18px;padding:24px;background:white}
.contact-card strong{color:var(--navy);display:block}
.footer{background:#07131f;color:#bfcbd5;padding:62px 0 24px}
.footer-grid{display:grid;grid-template-columns:1.25fr .75fr .75fr .9fr;gap:38px}
.footer h4{color:white;margin:0 0 14px}
.footer p,.footer a{font-size:13px;color:#b8c4ce}
.footer a:hover{color:white}
.footer-links{display:grid;gap:8px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.09);margin-top:42px;padding-top:20px;display:flex;justify-content:space-between;gap:20px;font-size:12px;color:#8fa0ae}
.mobile-actions{display:none}
.notice{font-size:12px;color:var(--muted);margin-top:10px}
.tag{display:inline-flex;background:#eef4fa;color:var(--blue);border-radius:999px;padding:6px 10px;font-size:11px;font-weight:800}
.article-list{display:grid;gap:18px}
.article{padding:24px;border:1px solid var(--line);border-radius:16px;background:white}
.article h3{margin:8px 0;color:var(--navy)}
.article p{margin:0;color:var(--muted);font-size:14px}
@media (max-width:1050px){
  .navlinks{display:none}
  .menu-toggle{display:block}
  .navlinks.open{
    display:grid;position:absolute;left:0;right:0;top:76px;background:white;border-top:1px solid var(--line);
    padding:14px 20px 24px;box-shadow:0 18px 30px rgba(0,0,0,.08)
  }
  .navlinks.open a{padding:10px 0}
  .navlinks.open a.active:after{display:none}
  .hero-grid,.feature,.contact-grid,.two-col-content{grid-template-columns:1fr}
  .hero-grid{min-height:auto;padding:70px 0}
  .hero-card{max-width:700px}
  .process{grid-template-columns:repeat(3,1fr)}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
  .sidebar-box{position:static}
}
@media (max-width:700px){
  .container{width:min(var(--max), calc(100% - 28px))}
  .topbar .container{justify-content:center;min-height:34px}
  .topbar .right{display:none}
  .nav{min-height:68px}
  .brand-text span{display:none}
  .brand-mark{width:38px;height:38px}
  .nav-cta .btn{display:none}
  .navlinks.open{top:68px}
  .hero-grid{padding:56px 0 64px;gap:34px}
  .hero h1{font-size:46px}
  .hero p{font-size:16px}
  .hero-card{padding:22px}
  .metric-grid{grid-template-columns:1fr 1fr}
  .metric{padding:18px}
  .metric strong{font-size:26px}
  .trust-grid{grid-template-columns:1fr 1fr}
  .trust-item:nth-child(2){border-right:0}
  .trust-item:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .section{padding:68px 0}
  h2{font-size:36px}
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr}
  .process{grid-template-columns:1fr 1fr}
  .cta{padding:34px 26px;display:block}
  .cta h2{font-size:32px}
  .cta .btn{margin-top:20px}
  .page-hero{padding:68px 0}
  .page-hero h1{font-size:42px}
  .form{grid-template-columns:1fr}
  .form .full{grid-column:auto}
  .footer-grid{grid-template-columns:1fr}
  .footer-bottom{display:block}
  .mobile-actions{
    position:fixed;left:0;right:0;bottom:0;z-index:1100;display:grid;grid-template-columns:1fr 1fr;
    background:white;border-top:1px solid var(--line);padding:8px 10px;gap:8px
  }
  body{padding-bottom:66px}
}


.brand-logo{
  width:46px;height:46px;object-fit:contain;display:block;border-radius:10px;
}
.footer .brand-logo{
  width:48px;height:48px;
}
@media (max-width:700px){
  .brand-logo{width:40px;height:40px}
}


.case-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.case-card{background:white;border:1px solid var(--line);border-radius:18px;padding:28px;position:relative}
.case-card .case-type{font-size:11px;text-transform:uppercase;letter-spacing:.14em;color:var(--blue);font-weight:800}
.case-card .case-amount{font-size:30px;font-weight:900;letter-spacing:-.04em;color:var(--navy);margin:12px 0 4px}
.case-card h3{margin:0 0 10px;color:var(--navy)}
.case-card p{margin:0;color:var(--muted);font-size:14px}
.case-meta{margin-top:18px;padding-top:16px;border-top:1px solid var(--line);font-size:12px;color:#596572}
.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.testimonial{background:white;border:1px solid var(--line);border-radius:18px;padding:28px}
.testimonial .stars{letter-spacing:.08em;color:#9b7a47;margin-bottom:14px}
.testimonial blockquote{margin:0;color:#394552;font-size:15px;line-height:1.75}
.testimonial footer{margin-top:18px;color:var(--navy);font-weight:800;font-size:14px}
.testimonial footer span{display:block;color:var(--muted);font-weight:500;font-size:12px;margin-top:3px}
.disclosure{background:#fff9ef;border:1px solid #eadabb;border-radius:14px;padding:14px 16px;color:#695634;font-size:12.5px;margin-top:18px}
.story-box{background:linear-gradient(145deg,#f7f9fc,#ffffff);border:1px solid var(--line);border-radius:24px;padding:36px}
@media (max-width:900px){
  .case-grid,.testimonial-grid{grid-template-columns:1fr}
}